If you either own or drive a car in the UK, then, by law (Road Traffic Act), you are required to maintain a car insurance policy protecting you against claims for any liability to, or damage for, any injury you may cause to any third parties and/or any third party property. If you drive in the UK without the minimum level of car insurance, then you will have broken the law and stand the chance of being banned from driving in the UK for a period, a hefty fine, or even imprisonment.
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You may think that cheap car insurance is something elusive; however the good news is that there are ways of paying less for your motor insurance – it’s simply a case of knowing what factors influence the cost of your premiums and taking it from there.
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